The banking and regulatory structure in the United States is complicated. The purpose of this short article is to highlight some of the regulators, briefly discuss how they came into existence, and which financial institutions they regulate.

There is a popular method of purchasing that special gift for your loved one, or maybe a must have item. It’s called, “buy now, pay later” (BNPL) and it’s been growing in popularity the last few years not only in the United States, but worldwide.

The primary purpose of the CAMELS ratings is not to identify future bank failures, but for the regulators to provide an assessment of a bank’s overall condition.

With the passage of the Infrastructure Investment and Jobs Act, commonly referred to as the “infrastructure bill,” the Internal Revenue Code of 1986 was amended to define brokers, and more importantly, digital assets.

Cryptocurrencies are all the buzz, but what are regulators saying?

After 20 years investigating various types of federal crimes and working closely with bank regulators, I wanted to continue my career in an area dealing directly with helping financial institutions navigate the complexity of regulations and compliance.

Laws, regulations, and standards are changing and being driven by the growth and popularity of cryptocurrency. How people obtain, hold, and transact with cryptocurrency is ripe with potential for innovation as well as regulation.

Compliance officers are in high demand with today’s fast-paced business world; therefore, the trend is not slowing down.

If thought-leaders could wrap a one-word blanket about what it means to stay HIPAA compliant, it would be without a doubt – PRIVACY. Avoiding costly HIPAA violations boils down to one key principle and that is to protect and advocate for patient-privacy rights at all costs.